The Ultimate Guide to Getting a Mortgage in Portugal (2025)

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Everything you need to know about mortgage rates, simulators, documents, and expert advice to buy property in Portugal with confidence.

Thinking of buying property in Portugal? This expert guide walks you through the entire mortgage process in 2025 — from understanding local rates to what documents you’ll need, and even using a mortgage simulator to estimate your costs.

✅ Rates, rules & residency options

✅ Cost estimator & IMT breakdowns

✅ Document checklists & expert insights

✅ Free tools, downloads & visuals included

If you’re serious about property in Portugal, this is your starting point.

👉 Read the full guide here:

https://algarveprop.com/the-ultimate-guide-to-getting-a-mortgage-in-portugal-2025/

Original Published Date: April 9, 2025

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